If you’re looking for the best crypto IRA, you’ve come to the right place. We’ll show you the best crypto IRAs on the market so that you can make an informed investment decision.
Cryptocurrency is a hot topic in the investing world these days. People are flocking to this new form of digital currency as it has become more mainstream and accessible over time.
Best Crypto IRA
What Are Crypto IRA
What is Best Crypto IRA Introduction
The best way to invest in cryptocurrencies is to do so through an investment vehicle that you control.
That way, you can choose when and how much to invest in various digital currencies, and you will be able to take advantage of the market’s ups and downs.
After all, there’s no point in buying bitcoin when it’s at the lowest point of its cycle. And there’s no sense in buying bitcoin when it’s at its highest point either — unless you’re planning on holding on for years.
You also don’t want to invest in a digital currency that has no intrinsic value. Sure, there are some currencies out there that have no real-world value whatsoever, but those are not suitable for investments especially ones that are long term (such as those with five or more years left before they mature).
What Are The Best Crypto IRAs?
A cryptocurrency IRA is an individual retirement account that invests in digital currencies like Bitcoin, Ethereum, Litecoin and other cryptocurrencies instead of stocks or bonds.
The reason why people are choosing cryptocurrency IRAs over traditional IRAs is because they believe that digital currencies have a bright future ahead of them.
The value of these digital currencies will most likely increase over time due to increased demand and decreased supply as more people choose to invest their money into these types of accounts instead of traditional stock markets or bonds.
1. BitIRA
BitIRA is a digital retirement account that allows you to invest in the booming cryptocurrency market tax-free. It’s an IRA (Individual Retirement Account) that utilizes cryptocurrencies as an investment vehicle.
Best overall for investing in crypto IRA
BitIRA is the best overall for investing in crypto IRA. It’s a self-directed IRA that allows you to invest in a variety of cryptocurrencies, including bitcoin, ethereum, litecoin, XRP and more.
BitIRA charges an upfront fee of $895. This includes all of the account setup fees as well as custodian fees that are charged by BitGo and Gemini Trust Company, which are both third-party cryptocurrency custody providers used by BitIRA.
While it’s true that this fee is higher than what some other online cryptocurrency IRA companies charge, it still remains one of the lowest costs available among all cryptocurrency IRAs on the market today.
BitIRA also offers many benefits that make it stand out from other crypto IRAs: A wide range of coins – BitIRA is one of only two cryptocurrency IRAs we’ve found that allow investors to buy a wide selection of digital coins, including bitcoin (BTC), Ethereum (ETH), XRP (XRP) and others.
Low minimum deposit requirement – There’s no minimum balance requirement for opening a BitIRA account (unlike most other digital currency IRAs).
Key Features
1. No account minimums
2. No investment minimums
3. Individual Retirement Account (IRA) – A Traditional IRA or Roth IRA can be used to invest in digital currencies without having to pay taxes on capital gains when you withdraw your money. This makes a Bitcoin IRA an attractive option for those looking to save on taxes over time.
4. A Traditional IRA or Roth IRA can be used to invest in digital currencies without having to pay taxes on capital gains when you withdraw your money. This makes a Bitcoin IRA an attractive option for those looking to save on taxes over time.
5. IRS Approved – The IRS has provided guidance on how digital currencies should be treated for federal tax purposes. As such, all purchases made from this platform will be approved by the IRS and therefore qualify for tax-deferred growth within your retirement account.
BitIRA is an online asset IRA platform whose main aim is to provide you with more control over your investments.
2. Regal Assets
Regal Assets is a precious metals company that has been in business for more than seven years. The company is committed to providing its customers with the best possible service and has an A+ rating from the Better Business Bureau.
Regal Assets offers gold and silver coins as well as bars from around the world. It also provides several different types of accounts for investors who want to trade in gold and silver but are not ready to buy a bar or coin outright.
These include IRAs, 401(k)s, 529 college savings plans, joint accounts and trust accounts. Regal Assets offers several different types of accounts for customers who want to trade in gold and silver but are not ready to buy a bar or coin outright.
These include IRAs, 401(k)s, 529 college savings plans, joint accounts and trust accounts. Regal Assets has been featured on CNBC’s “Squawk Box” several times and was named one of the top 10 most recommended companies by Forbes in 2014.
Best for total protection of your crypto IRA
Regal Assets is one of the best companies to invest in crypto IRA. The company offers a mwide range of services including crypto IRA, IRA rollover, Bitcoin IRA and gold IRA.
Regal Assets has been around since 2015 and is trusted by thousands of investors. Regal Assets offers full protection for your cryptocurrency investment with its plan to provide insurance and FDIC-insured accounts.
You can choose between two different types of protection: The Gold PlanThis plan provides protection from hackers and malware attacks with an insurance policy that covers up to $250,000 per account.
It also provides insurance coverage against theft, loss or damage when you store your assets with Regal Assets’ partner bank, Prime Trust.
The Gold Plan costs $449 per year if you have less than $10,000 in your crypto IRA or $499 if you have more than that amount.
The Platinum Plan : This plan provides even more protection with an insurance policy that covers up to $1 million per account. It also covers losses due to fraud or theft as well as any losses caused by market volatility or currency fluctuations during the time of deposit at a Prime Trust bank.
The Platinum Plan costs $499 per year if you have less than $10,000 in your crypto
Key Features
24/7 customer support.
Regal Assets is available for you 24 hours a day, 7 days a week.
Our team of highly trained and experienced representatives are always ready to help you with any questions or concerns that you might have. We never close so if you have an emergency, please do not hesitate to contact us.
100% privacy and security guarantee.
We take your security very seriously and we have never been compromised by hackers.
We use the latest technology to ensure that all of your sensitive information and private keys are encrypted using the highest level of encryption standards possible before they are stored on our servers in encrypted format. This ensures that we have no access to your assets and private keys, even if we wanted to steal them!
Dedicated account manager.
You will be assigned an account manager who will be there for you from start to finish as you build your portfolio of cryptocurrencies through Regal Assets! Your account manager will help guide you through every step along the way so there are no surprises or unexpected fees along the way (and believe me, there are plenty out there).
They will also be available for any questions or concerns that you might have about cryptocurrency investing in general or about Regal Assets specifically!
Regal Assets is a gold investment company which specifically assists people in securing their savings and investments by introducing gold packed IRA programs.
3. Bitcoin IRA
Bitcoin IRA is a company that allows you to invest in bitcoin and other cryptocurrencies through the self-directed IRA retirement account. It is one of the few companies that offer this service.
Why Should You Buy Bitcoin with an IRA? There are many reasons why people are purchasing cryptocurrencies with their retirement accounts. Here are some of them:
You can diversify your investments and reduce risk by adding Bitcoin to your portfolio. Bitcoin is a great way to protect against inflation because it has proven to be more stable than fiat currencies like USD and EUR.
Bitcoin has been proven as a store of value over time, so it makes sense to include it as part of your overall investment strategy. Your money will grow faster than if you were simply keeping it in cash or stocks & bonds – especially if you choose the right exchange-traded fund (ETF) or mutual fund!
Best for getting transactions completed from one interface
If you’re looking to invest in bitcoin, you might be overwhelmed by the number of choices.There are so many different types of cryptocurrency exchanges, wallets and other services available on the market.
But if you want to buy bitcoin with IRA funds, then there are only a few options that can help you do it.
This company allows you to purchase your own digital currency IRA and make your own decisions about how it should be invested. The process is easy and convenient, but it’s not cheap — the minimum investment amount is $25,000.
If you have this kind of money lying around, then Bitcoin IRA is a good choice for buying cryptocurrencies with an IRA account.
It is the world's first app to allow users to buy, sell and swap cryptocurrencies inside a self-directed retirement account.
4. iTrustCapital
iTrustCapital is a crypto investment company that provides cryptocurrency investment services to institutional and individual investors. 
They offer a variety of services to help you make money from cryptocurrencies. Some of these include:
Crypto Exchange Trading: You can trade on our platform using any cryptocurrency or fiat currency you like.
We offer limit orders, stop loss orders, market orders, shorting options and more.
Cryptocurrency Mining: iTrustCapital has partnered with Genesis Mining, one of the largest mining pools in the world.
You can purchase mining contracts directly from us via our website or via our partner website (www.genesismining.com) at very competitive prices!
Investment Fund: The fund was created by iTrustCapital’s founders to provide investors with maximum returns on their investments without having to worry about managing their own funds or having any technical knowledge about trading cryptocurrencies.
Best for one of the most competitive transaction fees around
iTrustCapital is a leading global digital asset management firm and exchange.
The company offers a wide range of investment products, including cryptocurrency trading, mining, and lending services. iTrustCapital was founded by experts who previously worked at top financial institutions such as Goldman Sachs and Morgan Stanley.
iTrustCapital has earned its reputation as one of the most reliable cryptocurrency exchanges in the industry thanks to its advanced security features and competitive transaction fees. The company’s advanced trading platform allows traders to buy, sell and trade over 100 cryptocurrencies with real-time pricing data.
Other features include:
- 24/7 customer support;
- Accessibility;
- Low transaction fees;
- Competitive exchange rates
Key Features
Sending and Receiving Money: You can send money to almost anyone in the world who has an email address.
All you need is to enter their email address or mobile number along with the amount of money you want to send them. If they are not registered on our platform yet then they will receive an email notification which they have to click on in order to register themselves on our website.
Once they register themselves they can login into their account and withdraw the amount of money sent by you directly into their bank account.
iTrustCapital is the #1 Crypto IRA platform offering cryptocurrencies, gold and silver within your retirement accounts.
5. Equity Trust
Equity Trust is a provider of equity compensation and benefits to employees in the United States and Canada. Equity Trust is the leader in the employee ownership industry and is the only company to provide comprehensive solutions for all types of employee ownership plans.
Equity Trust offers comprehensive programs including:
- Employee Stock Purchase Plans
- Employee Stock Option Plans
- Restricted Stock Units
- Non-Qualified Deferred Compensation Plans
Investment Plans:
1) Equity Trust Equity Plan (ETEP). The ETEP is an equity-oriented plan with a focus on long-term capital appreciation.
It aims to invest in a diversified portfolio of stocks and equity mutual funds that are likely to provide superior returns over the long term. This includes stocks from across sectors, including technology, healthcare and consumer staples with growth potential.
To reduce volatility, your investments are spread across multiple companies and sectors. The plan is suitable for investors who are looking for higher returns over the long term without compromising on safety or liquidity.
You can choose between two variants based on your risk appetite: Growth or Dividend variant. Both variants are structured as per guidelines specified by SEBI [Securities and Exchange Board of India] in its Investor Education Campaign on Mutual Funds.
Equity Trust Company is a leading custodian of self-directed retirement accounts, with more than $25 billion in assets ... Hedge Fund Management Software.
6. CoinIRA
CoinIRA is a company that allows investors to buy cryptocurrency in an IRA or 401k. Their platform has a variety of cryptocurrencies that you can invest in, and they also offer a wide range of investment options.
Investing in cryptocurrency through your 401k or IRA can be very lucrative, but it’s not without its risks.
The SEC hasn’t approved the use of cryptocurrency as an investment option in retirement accounts yet, so you might face some legal issues if you try to do this on your own. CoinIRA is different from other services because they have been approved by the SEC to allow people to invest in cryptocurrencies through their retirement accounts.
They also have access to all of the major exchanges, which means that you can buy any coin from them just like you would from Coinbase or Gemini.
Best for those that want further education in the crypto IRA space.
CoinIRA offers a unique experience for investors looking to get involved with cryptocurrencies and other digital assets.
They offer investors a way to invest in cryptocurrencies through their traditional IRA or Roth IRA accounts, as well as through their self-directed retirement accounts. The main benefit of CoinIRA is that they offer a simple way to invest in cryptocurrencies without having to worry about security or trading platforms.
You just deposit your money into your account and let them handle everything else. Another benefit is that they have a wide variety of investment options available, including stocks, bonds, mutual funds, ETFs, individual cryptocurrencies and more.
So if you’re looking for something more than just an IRA for your cryptocurrency holdings then this might be the platform for you!
Coin IRA, one of the first companies to offer Cryptocurrency IRAs, was formed in 2017 and maintains the BBB’s highest rating of A+.
What Are Crypto IRAs?
A cryptocurrency IRA is an Individual Retirement Account that invests in cryptocurrencies like Bitcoin and Ethereum.
It’s similar to a traditional IRA, but the investments are in digital assets instead of stocks or bonds. Crypto IRAs were first introduced by Self Lender in 2016, and they’re now available through multiple financial institutions.
Since then, there have been several developments in the cryptocurrency space that make these accounts more appealing than ever before.
What Are Crypto IRAs Good For?
There are many advantages to using a cryptocurrency IRA over other types of retirement accounts:
Low fees: Traditional IRAs charge high fees for maintenance and administration.
Cryptocurrency IRAs typically have low fees because they don’t require human involvement during transactions. This means lower overhead costs for the custodian and fewer fees for investors!
High returns: Because cryptocurrencies have historically outperformed traditional investments by large margins, many people see them as a great way to grow their nest egg faster than ever before.
This is especially true if you invest early enough and ride out any major dips (which seem to happen every year).
What Cryptocurrencies Are Supported?
Cryptocurrencies are a form of digital currency, created and held electronically. While cryptocurrency transactions are anonymous, the blockchain technology used to create them is transparent.
That makes cryptocurrencies an attractive exchange medium for many people who want to keep their financial transactions private. The most widely used cryptocurrencies today are Bitcoin and Ethereum, but there are many others that you can choose from if you want to explore the world of digital currency trading.
Here’s a look at some of the most popular ones:
- Bitcoin
- Ethereum
- Bitcoin Cash
- Litecoin
- Dash
- Monero
- Dogecoin (DOGE)
Steps Towards Opening A Crypto IRA
The first step towards opening a cryptocurrency IRA is to find an administrator. Many of the larger companies in this space have been around for years, but some of them are still relatively new.
There are many different types of cryptocurrency IRAs, so it is important to know what you want before going shopping for one. The biggest type of account is the self-directed IRA, which allows you to invest in a wide variety of assets including stocks, bonds, real estate, and yes — cryptocurrencies.
The second step towards opening a crypto IRA is to open an account with a custodian. Once you have chosen an administrator or custodian, they will help you open your account and transfer funds into it from your other accounts (e.g., checking or savings).
You will also need to find somewhere safe to store those funds until you are ready to invest them in cryptocurrency. The third step towards opening a crypto IRA is choosing your investments.
As mentioned above, there are many different types of investments that can be held by a self-directed IRA and they each have their own advantages and disadvantages. For example: Stocks: Stocks allow investors to buy shares in companies and earn profits when those companies make money through sales or earnings growth over timE.
Choose An IRA Provider
Choosing an IRA provider is one of the most important decisions you will make for your retirement. You have a wide variety of choices, but it’s important to choose carefully.
The wrong IRA provider can cost you thousands of dollars over the years.
Here are some questions to ask yourself before choosing an IRA provider:
- Is this company trustworthy?
- Do they have a good reputation? Can I find reviews online?
- Are they easy to reach? Do they have a 24/7 hotline? Do they respond quickly to emails and phone calls?
- What are the fees associated with my investment plan? Are there any hidden fees that could cost me more money in the long run?
- How much can I expect to pay in commissions each year? Is there any way to avoid these costs if possible (such as through automatic investments)?
Invest As Soon As You Can
You don’t have to be a financial expert to invest, but you do need to know enough about it to get started.
If you want to learn, there are plenty of resources available. If you’re already familiar with investing and just want some advice on how much money you should put in stocks and bonds, here’s an easy rule of thumb: Make sure your investments are worth at least three times your current annual income.
So if you make $60,000 per year, make sure your investments are worth at least $180,000. The reason this is so important is that it gives you a cushion in case the market takes a dive — which it will eventually.
In fact, according to data from S&P Dow Jones Indices and Yardeni Research Inc., a typical investor has lost money every year since 1926 except for 1928 and 1933 (during the Great Depression).
Understanding What Self-Directed IRAs Are
Self-directed IRAs are investment accounts that allow you to invest in a variety of assets. This includes stocks, bonds, mutual funds, real estate and much more.
You may have heard that these types of accounts are only available for retirement savings, but this is not true. You can open a self-directed IRA at any age and use it to save for retirement.
The main advantage of a self-directed IRA is that it allows you to invest in assets that are not offered by most traditional IRA providers, such as real estate and private equity investments.
These investments can help you diversify your portfolio and earn higher returns. The disadvantage is that there are additional fees associated with self-directed IRAs compared to other types of IRAs because they require more administrative work and oversight from the custodian or trustee.
These costs will be passed along to you as part of your management fee, which can significantly reduce your investment return over time if it’s too high.
Factors To Consider When Opening Your Cryptocurrency IRA account
The cryptocurrency market is an exciting place to invest and grow your money. With that said, it’s also a volatile environment, which can make it difficult for novice traders.
If you are thinking about opening a cryptocurrency IRA account, there are several factors to consider before making the leap.
Here are some of the most important things to think about:
Cryptocurrency IRA Options
There are multiple types of cryptocurrency IRA accounts available on the market today.
Some allow you to purchase only bitcoin or Ether while others allow you to purchase any number of cryptocurrencies in your retirement account.
You can even open an account that allows you to sell your holdings back into traditional currency at any time, which makes it easier for those who want access to their cash without having to liquidate their entire portfolio at once.
Custody Of Cryptocurrencies
The custody of cryptocurrencies has been a topic of discussion among the cryptocurrency community. There are many different types of cryptocurrencies, and there are many different ways to store them.
However, the main problem is that there are not many companies that offer cryptocurrency custodial services.
What Is Custody?
Custody refers to the safekeeping of assets by a third party. A financial institution such as a bank can be considered a custodian because it holds your money on behalf of its customers (i.e., you).
This means that if you want to access your money, you must go through the bank first. It’s like having an account in which all your assets are stored under one roof — no matter where those assets are located or who owns them (outside of your control).
Best Crypto IRAs – FAQ
What is a self-directed IRA?
A self-directed IRA is an individual retirement account that can be invested in alternative assets, such as real estate, private equity and cryptocurrencies. The investments are made through a custodian that offers these services.
Is it hard to open a self-directed IRA?
No, it’s not hard at all! You can open a self-directed IRA at most major custodians, but you want to choose one that allows you to invest in alternative assets like real estate or cryptocurrencies.
You should start by calling your current custodian and asking if they offer this type of account and then find out if they would accept an application from you if they did. If they do not provide this service, then look for other options.
What do I need to open a self-directed IRA?
You need to have some money to contribute towards your retirement account before opening an account with any type of custodian or broker dealer offering these types of accounts. You also need to have proof of identity (a government issued ID) and proof of residency (like a utility bill).
You will also need to fill out some paperwork for the account opening process which will take about 15 minutes
What are mutual funds?
Mutual funds are investment vehicles that pool money from many investors to purchase securities. A fund’s portfolio is based on selected investments and is managed by professional fund managers.
Mutual funds offer a convenient way for investors to diversify their holdings, spread risk, and add value. Mutual funds are available in a variety of structures and styles, including open-end funds (e.g., index funds), closed-end funds (e.g., mutual fund of hedge funds), unit investment trusts (UITs), exchange-traded funds (ETFs) and separately managed accounts (SMAs).
Mutual funds are typically sold through brokers or financial advisors who receive compensation for selling mutual funds products. Mutual fund companies may also offer direct sales by telephone or internet if they don’t have a broker-dealer subsidiary or distribution channel in place.
Is It Better To Go For A Traditional Or Roth IRA?
Traditional IRA vs. Roth IRA: Which Is Better?
A traditional IRA and a Roth IRA both offer valuable tax advantages, but there are important differences you should consider before deciding which one is right for you.
What Is A Traditional IRA?
A traditional IRA (Individual Retirement Account) is a tax-advantaged retirement account available to people who have earned income from employment, self-employment or rental property. A traditional IRA allows you to contribute up to $5,000 each year (or $6,000 if you’re 50 or older). Any money contributed isn’t taxed until it’s withdrawn.
You can withdraw your contributions at any time without penalty, but if you take out your earnings before age 59½, they will be subject to income tax and early withdrawal penalties unless certain exceptions apply.
What Is A Roth IRA?
A Roth IRA (Individual Retirement Account) is an account that allows you to earn tax-free investment growth and pay no taxes on withdrawals in retirement — provided certain rules are followed. You can contribute up to $5,000 each year (or $6,000 if you’re 50 or older), with an additional $1,000 “catch-up” contribution allowed for those 50 or older).
What Are Bitcoin SEP IRAs?
Bitcoin SEP IRAs are self-directed individual retirement accounts that allow you to invest in cryptocurrencies. A SEP IRA is a type of retirement account that allows for contributions and earnings to grow tax-deferred until withdrawal.
Self-directed means that you can invest in a variety of different assets, including cryptocurrency.
How Do Bitcoin SEP IRAs Work?
Bitcoin SEP IRAs work like other self-directed retirement accounts: You contribute money from your paycheck or another source and your fund grows tax-free until withdrawal. However, unlike other types of retirement accounts, there are no restrictions on what assets you can purchase with your contributions.
You can invest in stocks, bonds, real estate, private equity and more — even bitcoin — with a SEP IRA.
What’s A Coin IRA?
A Coin IRA is an individual retirement account that allows you to invest in cryptocurrencies. In order to open a Coin IRA, you must be over 18 years old and have earned income, like wages or self-employment income.
Coin IRAs are similar to traditional IRAs in that they offer tax advantages for contributing to your retirement savings. A Coin IRA can also be funded with after-tax income and contributions can be withdrawn at any time, but it has some limitations compared to regular IRAs.
A Coin IRA is not FDIC insured, which means that your money isn’t protected by the Federal Deposit Insurance Corporation, if the company goes bankrupt. However, it does provide some protection against price fluctuations.
You can also withdraw funds from your account at any time without incurring early withdrawal penalties or taxes on earnings if you use them for qualified educational expenses or to buy your first home (up to $10,000).
Best Crypto IRAs Wrap Up
We’ve put together a list of the best cryptocurrency IRA providers. We’ve also included a few other services that you might find useful if you are looking for a way to invest in cryptocurrency.
IRA providers are the most popular way to invest in cryptocurrencies and other assets. Many banks and financial institutions have begun offering these types of accounts, but there are some that offer the best options for investors.
