The First Debit Card
Designed to Reward
Where Women Spend.

Up to 6% cashback⁺ on beauty & drugstore hauls, gyms, & more with Sequin Rewards Visa® Debit Card. Plus, up to 3.56% APY on checking.

  • Categories where you can earn up to 6% cashback⁺
  • Beauty. Sephora, Ulta Beauty, Glossier
  • Women's Health. CVS Pharmacy, Walgreens, Thorne.
  • Fitness. Equinox, Classpass, Orangetheory
  • Self Care. Drunk Elephant, European Wax Center, Prose
  • Wellness. ResortPass, CorePower Yoga, SOHO House
  • Local Services. Hair Salons, Massage Parlors, Nail Salons

Cashback⁺ on a debit card — without risking credit card debt.

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REWARDS

Let’s celebrate being women and fight the Pink Tax. Earn up to 6% cashback⁺ where we're actually spending.

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UNIVERSITY

Level up your financial life with courses, quizzes, and workshops designed by women, for women.

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COMMUNITY

Talk money with the girls that get it. Stay motivated and accountable with a community of ambitious women.

GET STARTED

“I was rejected from the card I helped build at Visa. Now, I'm on a mission to recognize women's financial power.”

- Vrinda Gupta, CEO & Co-Founder

JOIN OUR MISSION
Vrinda Gupta Sequin CEO holding card that says Give Women Credit

Where can you earn up to 6% cashback⁺?

A peek inside Sequin University.³

Budget & Save

Women are more anxious about money than men. Learn how to budget, save for the future, and use Sequin cashback rewards to mindfully treat yourself.

Purse

Credit Secrets

14% of women go into debt for beauty. Learn strategies to start paying off debt with your Sequin cashback rewards and get closer to the 800+ credit score club.

Credit Card

Grow & Invest

Women are less likely to invest our assets. Learn about investing and earn high interest on your checking account balance to grow wealth.

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Calculators & Tools

Stay on top of your money, credit, and wealth game with financial tools and calculators designed by talking to hundreds of women.

Calculator

Exclusive Workshops

Sequin workshops go in-depth on money, credit, & wealth, plus aid women in building a side hustle or our own businesses.

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Our story.

Women Foundedvrinda
After being rejected from the Visa card she helped build, Vrinda Gupta made it her life’s mission to empower women financially.
CommunityWomen with Sequin Card and Tote Bags
At Sequin, we are democratizing financial education and resources for women everywhere. No gatekeeping!
PressY Combinator, Forbes, Women in Innovation award, Her First 100k, Bustle, ABC7
Sequin represents a historic effort towards women’s financial equality, and people are catching on. The power is in our hands.

JOIN OUR MISSION

Frequently Asked Questions

What is the Sequin Rewards Visa® Debit Card & Checking Account?

The first debit card in US history that is designed to give rewards where women spend: beauty products, women’s health, salon services, wellness products, and more. It's a debit card that works everywhere Visa is accepted.

Debit cards don't usually earn rewards; credit cards do, but don't fully reward women's spending and can keep you in a cycle of high interest credit card debt.

Your Sequin Rewards Visa® Debit Card is connected to a high interest checking account (up to 3.56% APY†), which you open by connecting an existing checking account. Watch every dollar grow with high interest!

Think of it as upgrading your wallet to give you extra savings on beauty & wellness spending anywhere Visa cards are accepted. Sign up in minutes - no credit check required.

Join our historic mission to fight the Pink Tax and empower women financially with the Sequin Rewards Visa® Debit Card.

Can I overdraft with Sequin?

Nope! Your Sequin Rewards Visa® Debit Card & Checking Account do not offer the overdraft feature, as women pay 30% more in overdraft fees as compared to men.

How do I waive the monthly service fee?

In the spirit of transparency: like many checking accounts, Sequin charges a monthly fee to encourage you to gain value from the card & account features. The monthly service fee of $12 is waived for the first calendar month after account opening. The monthly service fee for any other month can be waived in any one of the following ways:

The monthly service fee for any other month can be waived in any one of the following ways:

• An electronic deposit of at least $500 into your account, including via direct deposit, in the month for which the fee is being waived; or

• Maintain a daily balance of $1,500+ in the month for which the fee is being waived; or

• Have $500 of qualifying debit card transactions* in the month for which the fee is being waived.

*Qualifying debit card transactions do not include money transfer services like cashapp, Zelle, Venmo. Qualifying debit card transactions must have settled by the end of the month for which the fee is being waived.

If you’d rather not think about waiving the monthly fee, consider becoming a Sequin Member (which gets you access to Sequin high-interest checking at 3.56% APY†).

Learn more here: sequincard.com/membership.

Why is the Sequin Rewards Visa® Debit Card coral-colored?

As a Sequin community, we questioned why most cards are black and blue - short answer: they represent the patriarchy and who the financial system was designed for (women could be rejected from bank accounts and credit cards only 50 years ago!).

Our Sequin community voted for coral, as an inclusive shade that looks good on every skin tone - instead representing diversity and inclusivity.

Why the name "Sequin"?

Sequins were a Venetian gold currency until, over time, the reflective metals became decorative accents. The word "Sikka" still means currency in many Arabic languages today. Our team felt the name represented the powerful history of financial tools while paying homage to the women Sequin is serving.

How can I add a money mantra to my Sequin Rewards Visa® Debit Card?

We'll ask for your personalization, or “money mantra” during your Sequin account opening. You can customize that line up to 21 characters, which will show up on the front of the card. We recommend an affirmation, motto, or another phrase that sparks joy.

I do not identify as a woman, can I join Sequin?

Yes! All genders welcome.

I have questions and/or suggestions!

We'd love to hear from you! Contact us at support@sequincard.com. We frequently poll and interview our community members to build banking features that will be most relevant to your goals!

How do I switch my banking to Sequin?

When you open a Sequin account, you'll be asked to connect your existing bank via Plaid. Once the connection is successful, you can conduct all of your banking operations via Sequin, and even connect direct deposit so your balance grows with high interest (up to 3.56% APY†).

How should I use Sequin's high interest checking account?

With a Sequin high interest checking account, you'll earn up to 3.56% APY† on your balance.

At Sequin, we believe in women making every dollar we earn work for us. We recommend connecting your direct deposit once the account is opened or transferring any hard earned income that you want to grow.

How do I earn 6% cashback⁺ rewards?

Earn cashback rewards at a rate of 6% on "Pink Tax Categories" in a calendar month in which you spend at least $500 on the Sequin Visa® Rewards Debit Card. If you make less than $500 in settled debit transactions on the Sequin Visa® Rewards Debit Card in a calendar month, you earn cashback rewards on debit transactions at a rate of 0.5% cashback on “Pink Tax Categories”.

• Drug Stores and Pharmacies - MCC Code: 5912 - Examples of stores: CVS, Walgreens, Rite Aid, Wisp, NURX, Hers/Hims, Amazon Pharmacy, Ro/Modern Fertility, and more.

• Cosmetic Stores - MCC Code: 5977 - Examples of stores: Sephora, Ulta, Sally Beauty, Glossier, Rare Beauty, Kylie Cosmetics, Fenty Beauty, Drunk Elephant, and more.

• Barber and Beauty Shops - MCC Code: 7230 - Examples of stores: Olive & June, DryBar, Nine Zero One, PROSE Nails, Sev Laser, and more.

• Health and Beauty Spas - MCC Code: 7298 - Examples of stores: European Wax Center, Allure, CorePower Yoga, SOHO House, Laser Away, ResortPass, Calm, Headspace, Glo Tanning, and more.

• Massage Parlors - MCC Code: 7297 - Examples of stores: Burke Williams, Massage Envy, Glosslab, and more.

• Gyms - MCC Code: 7997 - Examples of stores: Equinox, 24 Hour Fitness, Barry's, SoulCycle, CrossFit, Crunch, LA Fitness, Anytime Fitness, and more.

For more sample merchants, click here!

We do not control, and are not responsible for, what MCC gets associated with any Transaction. As a result, you may not receive a Reward if we receive inaccurate information from the merchant or card network, including an incorrect MCC, or are otherwise unable to identify the Transaction as eligible for a particular Reward percentage based on its associated MCC.

What’s the Pink Tax?

The Pink Tax is a well-documented phenomenon where women pay more for the same everyday goods and services, such as razors, deodorant, and hair care 42% of the time, amounting to $188,000 over our lifetimes.

Sequin is on a historic mission to fight back.

Why hasn’t a debit card designed by women, for women, existed before?

The financial system wasn't designed with women in mind. Women were only granted the right to bank accounts, debit cards, and credit cards 50 years ago. Today, women are paying higher interest rates on credit cards and more in fees - while investing less.

Sequin is on a historic mission to change that - while fighting the Pink Tax.

Are my deposits in the Sequin checking account secured?

Yes! Your deposits qualify for up to a maximum of $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://go.thread.bank/sweepdisclosure and a list of program banks at https://go.thread.bank/programbanks. Please contact customerservice@thread.bank with questions regarding the sweep program.

Is opening a Sequin account going to affect my credit?

No. As a debit card, there is no credit check required and opening or closing an account won't affect your credit in any way.

Can I connect my direct deposit to Sequin?

Yes! We recommend connecting your direct deposit to your Sequin account as soon as possible, so you can grow any hard earned income with high interest up to 3.56% APY†.

How do I know where I’ll earn cashback rewards?

We've selected "Pink Tax" categories based on where women spend more on everyday products and services - drug stores & pharmacies, cosmetics stores, mindfulness & massages, skincare & spas, and barber & beauty shops.

This includes big brands you love and local salons and shops near you! For a list of sample merchants, click here!

Note: Merchants set their own category codes and therefore purchases may not appear in categories as expected. The listed merchants are examples of companies where purchases made at these companies will typically appear in the stated category as appropriate.

Do I have to pay a fee to withdraw money from an ATM?

With a Sequin High-Interest Checking Account (available to Sequin Members), you get up to four international ATM fee reimbursements per month, up to $20.00. Sequin Members will receive their reimbursement by the 10th day of the following month.²