Payment platforms are platforms that allow merchants and consumers to complete transactions. They can either be provided by third parties or by the payment service providers themselves.

Payment platforms are used in e-commerce and mobile payments, but they can also be used for other types of transactions such as bill payments, money transfers, and donations.

Best Payment Platforms for Freelancers and Bloggers

What Is Payment Platforms for Freelancers and Bloggers?

Payment platforms are a great way to get paid. They allow you to accept payments from customers and have them sent directly to your bank account.

Payment platforms are also good for bloggers and freelancers because they allow you to take credit card payments, which is a much easier way to get paid than if you were working with PayPal or another online payment service.

There are many different types of payment platforms out there, but you can use most of them with your blog or website. In this article, we’ll cover what they are, how they work and how they could help your business.



Payment Platforms – Introduction

There are many different types of payment platforms available today. The most common one is the online platform where customers can directly access a merchant’s website from their personal computer or mobile phone.

Online platforms typically offer a range of payment options such as credit cards, debit cards, cash withdrawals at an ATM machine, pre-paid cards and even digital currencies like Bitcoin (BTC).

Another type of payment platform is an online wallet where users can store their virtual currency and make payments with it via their smartphone apps or through web browsers on computers or tablets.

Some wallets also allow users to top up their prepaid cards with additional funds via QR codes displayed on websites or at retail stores where the service provider has partnered with them.

What Are Payment Platforms?

Payment platforms are a group of companies that provide services for the purpose of facilitating payments. They allow merchants to accept credit card, debit card and other forms of electronic payment from customers.

They also handle transaction validation and other functions related to processing transactions.

There are several different types of payment platforms, including:

A merchant account provider. A merchant account provider is a company that offers services for setting up an online store or website.

The provider connects the merchant with payment processors who can provide facilities such as fraud detection and chargeback services.

A payment gateway. A payment gateway is a company that provides access to a range of payment methods on behalf of its customers. It may also provide marketing tools and other services designed to improve customer relationships between merchants and their customers.

A third-party processor (TP). A third-party processor is another type of entity that allows merchants to accept payments from customers via credit cards, debit cards or other forms of electronic payment methods such as PayPal or Google Wallet accounts.

TP’s also handle transaction validation and other functions related to processing transactions on behalf of their clients’ customers

Best Payment Platforms

It’s no secret that online shopping has become a major part of the modern world. But it wasn’t always this way. In fact, there was a time when people would have to go to the store or shop at an actual brick-and-mortar store.

That all changed with the invention of the internet, which basically made everything digital and made it possible for people all around the world to buy and sell goods with just a click of a button.

The good news is that today consumers can buy anything they want from almost anywhere in the world using their smartphones and laptops.

The bad news is that this kind of shopping comes with some serious costs: not only do you have to pay for shipping charges, but you also have to factor in fees like credit card processing fees, PayPal fees and more.

In order for you to make sure that your online purchases are affordable and secure, there are two things you need to do: first off you need to find out which payment platform(s) are best suited for your needs. Second off, once you know what type of platform(s) will work best for you then it’s time

1. Wise

Wise is a great place to find unbiased information on the Internet. Wise has a search engine that will help you find what you are looking for. It also has an excellent set of tools that allow you to easily compare different sites and find the best deal.

Wise also offers an app in the iTunes store that allows you to search through the site’s database of links and news stories directly on your iPhone or iPad. The app is free and works well, but it does have some limitations (such as not being able to search by category).

Wise has been around since 1995, and it has become one of the most popular websites for buying and selling items online.

The site’s reputation for providing quality information is well deserved, but whether it’s right for you depends mostly on what kind of products you’re looking to buy or sell, how much experience you have buying or selling online, and how confident you are about using online marketplaces (or even if it’s safe at all).


Wise Features is a feature rich and powerful application with an easy to use interface.

The app has all the basic features that you would expect in a productivity app, such as:

– Reminders with multiple options for reminders.

– Checklists for tasks and notes.

– Project management with milestones, due dates, and due times.

– Tasks that can be customized with colors, fonts, and more.

Wise Features is available on the App Store for $3.99


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– International jobs

2. Payoneer

Payoneer is the global leader in 2-factor authentication, providing payment solutions for banking, ecommerce and other financial services. Payoneer provides secure payments via its secure platform to over 25 million users and over 800,000 businesses.

Payoneer’s solution combines state of the art fraud protection with financial institutions’ existing systems to deliver a comprehensive solution that allows companies to accept payment directly from their customers and bypass traditional banks, while providing industry-leading fraud protection.


Payoneer offers great benefits for employers who want to attract and retain top talent:

Fast and easy access to new markets – With Payoneer you can reach new customers around the world in seconds while providing your employees with peace of mind that their work is safe from fraud.

Instant onboarding – You don’t have to spend time on the phone or wait for letters in the mail when you can simply pay your employees with Payoneer. It’s fast, easy and secure!

Secure payments – Your business depends on it! Payments are made by bank transfer or direct debit (with a small fee), so there’s no risk of chargebacks or lost money if something goes wrong.


Payoneer Features

Payoneer is a payment gateway that provides its users with a variety of features. Here are some of them:

  1. Accept Credit Cards and Debit Cards
  2. Pay by Bank Transfer or Bitcoin
  3. Send Money to Anyone in the World
  4. Set Up Direct Debits & Pre-authorized Payments


Payoneer Pros

  1. The company has a strong reputation in the payment industry. It is a global company and has over 15 million customers.
  2. It is a great choice for those who want to send money overseas as it accepts all major currencies (USD, EUR, GBP) as well as international bank transfers from around the world.
  3. Payment processing is easy and fast with Payoneer because it uses an automated system that does not require any manual intervention from the sender or receiver.
  4. The company provides easy-to-use tools for its clients such as direct deposit, auto pay and recurring payments options that make sending money easier than ever before!

3. Revolut

Revolut is a financial technology company that helps customers save money, access cash and learn about their finances. We offer a range of innovative features that make banking simple, giving you the freedom to spend and save whenever you want.

We’re changing the way people think about banking, making it easier than ever to save, spend and manage your money across all your devices — from desktop computers to smartphones and tablets.

Revolut is trustless. There’s no need for us to store your personal data or keep any information on you after we’ve helped you through our “onboarding” process and set up your account.

You can choose where we store your data: either in the cloud or on our servers in London.


  1. Revolut is a virtual bank where you can deposit and withdraw money in real time as soon as you pay for your purchases.
  2. Revolut allows you to take out up to £500 on your debit card each month without paying any fees.
  3. It also lets you top up your prepaid cards, including Apple Pay and Android Pay, using their app, so you can easily spend money when you need it without having to carry cash around with you.
  4. Revolut has no monthly fees or charges that are not waived at certain times of the year (including Christmas).


Revolut Pros is a set of features that can help you manage your money and travel more easily.


  1. Revolut Pro is a great way to stay on top of your finances, with features that make it easier for you to monitor your spending and saving goals.
  2. You can use it to Earn & Spend, Send Money with friends & family, Use It To Pay Your Bills & Travel Around The World.
  3. It comes with free international money transfers between 150+ countries so you can send money around the world in seconds — even if you don’t have an account or card overseas!

4. Stripe

Stripe is a payment platform that helps businesses accept payments in all major currencies.

Stripe’s goal is to make it easy for everyone to sell goods and services online, no matter how small or large.

Stripe supports over 100 currencies, allowing you to accept payments from people around the world, 24/7. Stripe supports U.S. bank accounts, Apple Pay and Android Pay, PayPal, Visa and Mastercard credit cards and ACH transfers as well as debit cards issued by many banks including Bank of America, Chase Card Services, Capital One and more.

Plus, you can use Stripe with your own bank account or credit card account if those are your preferred methods of payment. Stripe has over 100 employees globally and has customers in 175 countries around the world — including the United Kingdom and Canada — making it one of the most widely used payment platforms in the world today.


Our features are designed to simplify your business, make it easier to grow and give you access to a whole new world of opportunities.

  1. Payment methods: Stripe Payments
  2. Checkout buttons: Stripe Checkout
  3. Customer support: Stripe Customer Support
  4. Reports: Stripe Reports
  5. Tax: Stripe Tax


Stripe Pros is a collection of Stripe’s most popular add-ons, including:

  1. Advanced Chargeback Management – This feature lets you audit and manage chargebacks, so you can be sure your customers are receiving good service.
  2. Payment Capture – This add-on allows you to capture card information when a customer makes an online payment on your website or mobile app.
  3. Customer Marketing – This feature lets you send marketing messages directly to customers who have already purchased from your site.

5. Paypal

Paypal is a payment system, designed and marketed by the online payment services provider PayPal, Inc. It allows online payments from one party to another without the involvement of a financial institution.

PayPal was launched in 1999 by Elon Musk as “Silk Road”, and rebranded as “PayPal” in 2001. The company is headquartered in San Jose, California.

PayPal’s primary service is providing an online payment system that allows individuals and businesses to transfer money to each other with minimal fees via the Internet.[7][8] The company also offers additional services such as an online money transfer service, an e-commerce website builder, a payment alert system, and a credit card payment service.

PayPal is not actually a bank — it only provides the infrastructure that allows other banks to operate their own systems.[9] PayPal refunds most transactions within minutes (even if they’re declined) through its Buyer Protection program.[10] In addition to eBay auction sites, PayPal has also been used by independent artists to sell CDs, DVDs and digital downloads.[11]


PayPal is a popular payment method for many online businesses. It’s simple, secure and convenient.

PayPal also has an Instant Transfer feature so you can send money without any delay.

Here are some of the great features:

  1. Free to Use – No Fees!
  2. Instant Transfer – Send money instantly from your bank account or PayPal balance to the recipient’s PayPal account.
  3. No Registration Required – You don’t need to register or sign up to use PayPal, it’s free!


PayPal is a popular way to transfer money between friends, relatives, and businesses. As a leading online payment platform, PayPal offers both consumer and business users a variety of payment options.

PayPal Pros:

– Quick and easy transactions: Users can send money to friends, family members or businesses within minutes.

– Secure: Paypal uses industry-leading encryption technology to protect sensitive financial information during transactions.

– Convenient: The site is easy to use and navigate. Users don’t even have to register for an account before making payments.

– Flexible payment options: You can pay with any major credit card or bank account — no matter which country you live in.

– Free solutions for international payments: If you plan on sending payments across borders, Paypal offers free solutions for international transfers from your account all over the world!

Characteristics To Look For In Payment Platforms?

The characteristics of a payment platform can vary based on the type of business. For example, a payment platform that is designed for brick-and-mortar businesses might have different characteristics than a payment platform that is designed for online businesses.

However, there are some common characteristics that all payment platforms should have:

Support for multiple languages and currencies. This ensures that your customers can pay in their native language and in their preferred currency.

Support for multiple devices. If you want your customers to be able to pay with their mobile devices, then you will need a payment platform that supports them.

A secure environment so your customers can feel safe when they are transacting online or when they are paying at a physical location where they do not have access to a computer or smartphone.

Payment Platforms – Frequently Asked Questions

Do I need a payment platform?

Yes, every business needs a payment platform. Payment platforms are essential to the success of your business. They allow you to accept payments directly from customers, streamline the process and reduce your risk.

What is a payment platform?

A payment platform is a software that allows businesses to accept payments online and offline. The main goal of the platform is to simplify the service provided by the card processing company. It also allows you to manage your own accounts and access them from any device with an internet connection.

Why should I use a payment platform?

A payment platform can help you save money on credit card processing fees, as well as protect your brand reputation by reducing fraud losses. In addition, it will allow you to receive instant feedback on customer transactions and make changes quickly if necessary.

Payment Platforms – Wrapping Up

Payment platforms are a great way to make your business more efficient, but they can also be a great way to build relationships with customers.

Payment platforms help you streamline your business and make it easier for you and your customers to complete transactions.

The most important thing is that these platforms are not just about making transactions easier, they are also about building relationships.

When people use a payment platform they expect to see the same thing as they would through their bank or credit card system – an easy way to make purchases, get refunds, and get paid.

By using an online payment platform, you can create a consistent experience across all of your online stores which will help build trust with customers who may not otherwise be familiar with your brand or product line.